Legal
Privacy & Terms
Value+ is an exclusive merchant benefits ecosystem offered to bank customers. This page explains how we handle your information and the terms that apply when you use the service.
Verified access only
Access is reserved for verified customers of our bank. We confirm eligibility using the last four digits of your bank account and a one-time code sent to your mobile, nothing more.
Merchants never see you
When you redeem a deal, the merchant sees only an anonymised reference. Your name, contact details and account information are never shared with them.
No wallets, no payments
Value+ never processes payments, stores card numbers or holds funds. You pay the merchant directly, exactly as you would normally.
You stay in control
You can update your preferences, manage notifications or delete your account at any time from Account Settings.
1. Who we are
Value+ is operated as a benefits programme for our bank customers in Botswana. The programme lets our eligible bank customers discover and redeem Sweet Deals from participating merchants at no cost, with no points, no subscriptions and no waiting.
2. Information we collect
To provide the service, we collect:
- Your name, mobile number and date of birth, provided when you create an account.
- The last four digits of your bank account number, used solely to confirm that you are an eligible bank customer.
- Your deal preferences and favourites, so we can personalise the offers you see.
- A record of the deals you redeem, so we can show your savings and prevent a deal from being redeemed more than once.
3. How we use your information
We use your information only to:
- Verify your eligibility as a bank customer.
- Personalise the deals and merchants shown to you.
- Generate secure, single-use QR codes for in-store redemption.
- Track your savings and redemption history.
- Send you notifications you have opted in to, such as new Sweet Deals or expiring offers.
4. What merchants see
Merchants participating in Value+ never receive your personal data. When you redeem a deal, a merchant scans a single-use QR code that carries only an anonymised redemption reference. They can confirm the redemption is valid, but they cannot identify you.
5. Redemption & QR codes
Redemption QR codes are dynamic, single-use and expire ten minutes after they are generated. Each deal can be redeemed once per customer. Once a code has been scanned and confirmed, it cannot be reused. This protects both you and participating merchants from fraud.
6. Keeping your data secure
Your information is stored securely and access is restricted to the operation of the programme. We do not sell your personal data. We never process payments or store payment card details.
7. Your choices
You can manage your category preferences and notification settings, or permanently delete your account, from Account Settings. Deleting your account removes your profile from Value+.
8. Terms of use
- Value+ is provided free of charge to our eligible bank customers. It is a benefits programme, not a payment or banking service.
- Deals are offered by independent merchants. The merchant is responsible for honouring the offer and for the goods or services provided.
- Deals are subject to their stated terms, availability and validity periods, and may be withdrawn or amended.
- Misuse of the service, including attempts to reuse or share redemption codes, may result in suspension of access.
9. Contact
For questions about your privacy or these terms, please contact the Value+ support team through your bank's customer channels.
This page is provided for transparency about how Value+ works. It does not replace the terms and conditions or privacy notice of your bank, which continue to govern your banking relationship.
